Our entire modern world has been shaped by automation, which is one of the key forces driving progress. So why are you still investing manually?
The device you’re reading this on is the result of automation. It is affordable and freely available because of automation. Automation increases efficiency, reliability and productivity in areas from manufacturing to banking to travel. Investing is no different.
As EstateGuru has grown and more and more investors discover how rewarding alternative real estate investments are, the speed at which loans are funded has increased exponentially. On a busy day, we might fund over €1.5 million in loans. Let’s say, for example, there is a very attractive loan on the platform at 11 AM on a Wednesday morning. Great interest rate, low LTV, attractive collateral in a nice location and with a borrower who has a history of successfully paying back seven previous loans on EstateGuru. By 11:15 AM, that loan will be fully funded.
If you’re investing manually you would miss out on that very, very easily. All it takes is a quick coffee break. In addition, you’re probably at work and unable to monitor our site constantly.
Auto Invest not only solves this problem but comes with a host of other benefits as well.
Earn returns faster and more frequently
The money you hold on the EstateGuru platform is only good when you have it invested in loans. Money sitting in your account uninvested, while obviously safe, is not working for you. In the long term, every second counts. Auto Invest will ensure that, as soon as money becomes available in your portfolio, it is reinvested exactly according to the criteria you have selected. When investing manually you may have money available for hours, days or weeks at a time, especially if you travel a lot or have a busy lifestyle. These hours, minutes and days add up over time and all amount to interest lost.
Easily diversify your portfolio
Diversification is baked into the EstateGuru investment model, but still takes a bit of work on your part when you’re investing manually. Your diversification score (which can be found on your portfolio page) will give you some good insight into the health of your portfolio. Auto Invest can be set up to ensure that your portfolio is nicely balanced and spread in terms of location, loan type, property type etc.
By investing in more loans, more frequently, you’re also increasing the regularity of interest payments to your account, and using Auto Invest to reinvest these as soon as possible means you are creating a continuous stream of income and investment. The idea that, even when you are getting on with living your day-to-day life, your money is busy making you more money, should appeal to anyone who likes the idea of investing in their future.
Your time is valuable
Time is a finite resource. Between work, hobbies, travel, relaxation, children, friends and all the other aspects of simply living your life, you may find that you end up being what is known as ‘time-poor’. Constantly checking the Primary Market for new investment opportunities may be fun and exciting, but there will be times when you simply don’t have the scope to do so. This brings us back to money sitting dormant in your account. Even a day is too long, never mind the times you go on holiday, decide to switch off completely (which is fully deserved by the way) and come back to find you’ve had a few hundred or thousand euros sitting in your EG wallet uninvested. Auto Invest will make sure that your portfolio remains active and up to date.
Try Auto Invest today
Between 4 January and 14 February, you’ll be able to use the advanced selection criteria for any investment amount over €50.
Check out our Auto Invest Unlocked campaign for all the details.
We’ve also put together this useful guide to help you set up Auto Invest just the way you want it.