Where to invest in 2019? Four reasons to choose alternative investments

Many investors have never been exposed to the incredible opportunities presented by the world of alternative investments.

Until fairly recently these opportunities were only available to large institutional investors, including endowments and pension funds, while the world of venture capital is generally completely closed off to the common investor.

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How to start investing – a practical guide

Are you eager to make investments and start growing your money but unsure of where or how to start? Have no fear. We can help.

The world of investing can be daunting and opaque — you have to choose between stocks, bonds, mutual funds, commodities, real estate, art, currencies and much more. On top of the wide range of options, there’s also the fact that many of these investment opportunities have been made deliberately complicated and closed off, meaning you need to pay a middleman, usually a financial institution, to make investments on your behalf, which leaves you with less profit at the end of the day.

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Understanding and dealing with risk

There’s a cold, hard truth that anyone looking to invest money to reap profits needs to face – all investments involve some degree of risk. In the financial world, the term risk refers to the degree of uncertainty and potential financial loss inherent in any investment decision.  

In general, there is also one hard and fast rule – as investment risks rise, investors seek higher returns to compensate themselves for taking such risks. So the more you stand to gain, the higher your chances are of losing.

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EstateGuru Auto Invest Update

EstateGuru team is glad to present to you two significant changes in the Auto Invest feature, which have been created alongside our users.

As a pilot project, we are lowering the limit for setting the Auto Invest criteria to €250, in exchange for the current €500. This will be applied until the end of the current year. During this period, we will monitor the effectiveness of the new criteria and decisions concerning the following changes will be made in accordance with the users’ satisfaction.
The change is implemented to encourage our investors to build a more diversified portfolio and give more investors the chance to build their portfolio automatically, while using loan criteria that is preferred for them. Moreover, now our investors get the chance to use Auto Invest feature to invest into loans with the period of 18 months.

All investors can easily activate, adapt and deactivate their Auto Invest from their virtual account’s settings.

Introducing EstateGuru Premium

EstateGuru is eager to introduce a new program – EstateGuru Premium – to which all investors are welcome to join! The purpose of the program is to increase the average return on the platform by decreasing the average syndication period. Precondition for joining the program is that the investor’s cumulative investments on the platform exceed €100,000.

Benefits from joining EstateGuru Premium:

  • Pre-notifications of upcoming loans;
  • Possibility to mark your interest prior to publishing the loans;
  • Bonus offers from larger investments;
  • Free Trustly deposits;
  • Invitations to EstateGuru’s events;
  • Personal EstateGuru contact.

EstateGuru Premium has been created alongside our investors with the purpose of improving the quality of our service. All users of EstateGuru Premium will benefit from exactly the same loan conditions as users who have not joined.

Joining the program is simple and has no strings attached. We will ensure that once you become eligible for joining EstateGuru Premium, then you will receive an invitation to join!

EstateGuru Premium has been created alongside our investors and we are eager to hear your feedback! In case of questions or concerns, please contact Triin Jõeleht via triin@estateguru.co.