The present and future of crowdfunding

Mihkel Stamm, Crowdfunding Area Head of FinanceEstonia and COO of EstateGuru

Crowdfunding as a business model has proved itself over the ten years it has existed; the sector is growing rapidly and adding value to the economy. According to a study conducted at the University of Cambridge, Estonia is among the top countries in Europe ranked in terms of per capita volume of alternative funding. Our goal is to become leaders in this field also in terms of quality, stability and technological innovation.

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How EstateGuru manages loan defaults – the people, the background & case studies

Over the past few years, the world of investing has expanded more than ever before and investors can now utilize different portals, marketplaces, and intermediaries to gain access to new asset classes. Building a portfolio of real estate or other investments requires serious analysis and an assessment of your own risk appetite, and using different intermediaries to set up those investments takes a large amount of control away from the investor. This aspect becomes most critical when things do not go as planned, particularly when the borrower defaults.

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Analyzing the EstateGuru Loan Portfolio – Summer 2019

The last year has been one of unprecedented growth for EstateGuru, so we’ve decided to take another detailed look at our loan portfolio.

Since our launch in 2014, we have funded an incredible total of €136,289,338. Last year was by far the biggest in EstateGuru’s history in terms of loan volume.

As part of our mission to give our investors as much diversification as possible, we offer loans on projects in six European countries, Estonia, Latvia, Lithuania, Finland, Spain and Portugal. Of these, Estonia is still the largest market, as it was in 2018, although the margin has shrunk significantly, with Latvia and Lithuania both showing healthy growth.

NB! Loan portfolio as of 13.08.2019

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The Residential Property Market in Lithuania – An overview

General Economic Outlook for Lithuania

The year 2018 was quite successful for the Lithuanian economy – gross domestic product (GDP) increased by 3,5%. Although export growth slowed down, domestic demand grew faster, with both household consumption and investments picking up.

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Baltic Real Estate Market Overview

The three Baltic states, Estonia, Latvia and Lithuania, remain a key market for EstateGuru and our investors, and it is with this in mind that we have decided to compile this real estate market overview, using data gathered from the Oberhaus Market Report Baltic States 2019 and the Colliers International Market Report Estonia, Latvia, Lithuania 2019.

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