Analyzing the EstateGuru Loan Portfolio – Summer 2019

The last year has been one of unprecedented growth for EstateGuru, so we’ve decided to take another detailed look at our loan portfolio.

Since our launch in 2014, we have funded an incredible total of €136,289,338. Last year was by far the biggest in EstateGuru’s history in terms of loan volume.

As part of our mission to give our investors as much diversification as possible, we offer loans on projects in six European countries, Estonia, Latvia, Lithuania, Finland, Spain and Portugal. Of these, Estonia is still the largest market, as it was in 2018, although the margin has shrunk significantly, with Latvia and Lithuania both showing healthy growth.

NB! Loan portfolio as of 13.08.2019

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The Residential Property Market in Lithuania – An overview

General Economic Outlook for Lithuania

The year 2018 was quite successful for the Lithuanian economy – gross domestic product (GDP) increased by 3,5%. Although export growth slowed down, domestic demand grew faster, with both household consumption and investments picking up.

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Baltic Real Estate Market Overview

The three Baltic states, Estonia, Latvia and Lithuania, remain a key market for EstateGuru and our investors, and it is with this in mind that we have decided to compile this real estate market overview, using data gathered from the Oberhaus Market Report Baltic States 2019 and the Colliers International Market Report Estonia, Latvia, Lithuania 2019.

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How to choose a great investment – learn from EstateGuru investor success stories

The aspirant investor is absolutely spoilt for choice in the modern world. While the digital revolution allows absolutely anyone to build an investment portfolio, not everyone has the expertise required to make it work and the novice is faced with many questions that need to be answered.

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Understanding and dealing with risk

There’s a cold, hard truth that anyone looking to invest money to reap profits needs to face – all investments involve some degree of risk. In the financial world, the term risk refers to the degree of uncertainty and potential financial loss inherent in any investment decision.  

In general, there is also one hard and fast rule – as investment risks rise, investors seek higher returns to compensate themselves for taking such risks. So the more you stand to gain, the higher your chances are of losing.

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