Mihkel Stamm, Crowdfunding Area Head of FinanceEstonia and COO of EstateGuru
as a business model has proved itself over the ten years it has existed; the
sector is growing rapidly and adding value to the economy. According to a
study conducted at the University of Cambridge, Estonia is among the top
countries in Europe ranked in terms of per capita volume of alternative
funding. Our goal is to become leaders in this field also in terms of quality,
stability and technological innovation.
Continue reading “The present and future of crowdfunding”
Over the past few years, the world of investing has expanded more than ever before and investors can now utilize different portals, marketplaces, and intermediaries to gain access to new asset classes. Building a portfolio of real estate or other investments requires serious analysis and an assessment of your own risk appetite, and using different intermediaries to set up those investments takes a large amount of control away from the investor. This aspect becomes most critical when things do not go as planned, particularly when the borrower defaults.
Continue reading “How EstateGuru manages loan defaults – the people, the background & case studies”
The last year has been one of unprecedented
growth for EstateGuru, so we’ve decided to take another detailed look at our
Since our launch in 2014, we have funded an
incredible total of €136,289,338. Last year was by far the biggest in EstateGuru’s
history in terms of loan volume.
As part of our mission to give our investors
as much diversification as possible, we offer loans on projects in six European
countries, Estonia, Latvia, Lithuania, Finland, Spain and Portugal. Of these,
Estonia is still the largest market, as it was in 2018, although the margin has
shrunk significantly, with Latvia and Lithuania both showing healthy growth.
portfolio as of 13.08.2019
Continue reading “Analyzing the EstateGuru Loan Portfolio – Summer 2019”
General Economic Outlook for Lithuania
The year 2018 was quite successful for the Lithuanian economy – gross domestic product (GDP) increased by 3,5%. Although export growth slowed down, domestic demand grew faster, with both household consumption and investments picking up.
Continue reading “The Residential Property Market in Lithuania – An overview”
The three Baltic states, Estonia, Latvia and Lithuania, remain a key market for EstateGuru and our investors, and it is with this in mind that we have decided to compile this real estate market overview, using data gathered from the Oberhaus Market Report Baltic States 2019 and the Colliers International Market Report Estonia, Latvia, Lithuania 2019.
Continue reading “Baltic Real Estate Market Overview”