Browse Category: Borrowing

Lithuanian Real Estate Market Overview: Commercial Property, Coworking spaces

As of now, EstateGuru’s investors have the opportunity to diversify their investments between three countries the firm operates in – Estonia, Latvia and Lithuania with the following destinations already under preparation. In order to raise our investors’ awareness of our operating markets and the respective real estate market, EstateGuru is hereby providing you with an overview of the latest addition to our operating countries – Lithuania!

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When to use a bridge loan?

On the current real estate market, it is quite hard to achieve a situation where it is possible to use the funds gained from the sale of a property immediately with the goal of financing the purchase of new real estate. It is common that the dates just don’t match and the sale of the old property takes more time than predicted. An even more difficult situation occurs when a person wishes to buy a new property before the sale of the old property is completed. In this situation, it is wise to use a bridge loan to cover the gap between the two dates and find a solution. This article will give further details about the uses of a bridge loan. Continue Reading

Why do some borrowers make late payments?

It is safe to say that most of life nowadays revolves around money. There is an increasingly large number of people who live their lives from paycheck to paycheck, using their wages to pay taxes, interest payments, mortgages, car payments, utilities and so on. Paying all of these on time is a responsible way to make sure that everything works as it should without unfortunate surprises. When raising funds from EstateGuru’s investors, borrowers take huge responsibility to make sure that everything is paid back to the hundreds and hundreds of engaged investors. Now one might question, why do some of the borrowers who raise money through the platform, leave their payments late? Continue Reading

How to find funding for a real estate project?

Every year, the World Bank benchmarks all economies based on how easy it is to do business in any given country.

As demonstrated in this article, doing business, dealing with construction permits & registering property is very easy in the Baltic nation of Estonia. Getting credit on the other hand is much more complicated. This is where Peer-2-Peer lending comes into play. EstateGuru’s mission is to bridge the gap and make property business in Estonia as easy and smooth as possible. EstateGuru offers borrowers the opportunity to utilize from their great business opportunities AND lenders a safe option to invest in property.

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