Case Study – Using a residential house to secure a business loan

EstateGuru business loans are renowned and appreciated for their speed, simplicity and flexible repayment terms.

Contrary to popular belief, loans are not restricted to real estate development. Our business loans can be used for anything from generating operating capital, purchasing equipment, hiring staff, refinancing existing debt or loans, purchasing inventory, or any of a range of business needs.

In the case below, we see a return client using his personal home as collateral to increase his business’ operating capital.

The project: Vilniaus namu statytojai business loan using a residential house in Vilnius as collateral.

The residential house used as collateral

The borrower: UAB Vilniaus namu statytojai has been doing development projects in Vilnius for quite some time. They have successfully built residential and cottage houses and are very well regarded among their customers.

The request: A €125 000  loan, where the borrower’s personal house was put up as the collateral. The loan was used to increase the company’s operating capital in order to finance investments in new construction projects.

The solution: The borrower already had experience working with EstateGuru as he had successfully financed a development project with us before. The loan received huge interest from investors as it was gathered in less than 2 hours. As of now, the loan has already been fully repaid, using revenue gathered from completed development projects.

According to the borrower: “Everything was great. Working with EstateGuru went smoothly. The financing speed was excellent.”

Would you like to apply for a business loan?

We offer flexibility on repayment schedules and our interest rates start from just 8% p.a. So there really is no easier or faster way to give your business a boost.

You can use any property you own outright as collateral, and the value of the property will determine the size of the loan you qualify for. Our team of real estate and financing experts are ready to assist you throughout the process and our pool of over 50 000 investors means you could have the money in your account in as little as three days.

Learn more about our rates and criteria on our website, or submit a loan request to get started.