Analyzing the EstateGuru Loan Portfolio – Summer 2019

The last year has been one of unprecedented growth for EstateGuru, so we’ve decided to take another detailed look at our loan portfolio.

Since our launch in 2014, we have funded an incredible total of €136,289,338. Last year was by far the biggest in EstateGuru’s history in terms of loan volume.

As part of our mission to give our investors as much diversification as possible, we offer loans on projects in six European countries, Estonia, Latvia, Lithuania, Finland, Spain and Portugal. Of these, Estonia is still the largest market, as it was in 2018, although the margin has shrunk significantly, with Latvia and Lithuania both showing healthy growth.

NB! Loan portfolio as of 13.08.2019

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The real estate market in Portugal

Portuguese real estate market set a record investment volume of the last 5 years in 2018, which came mainly from the commercial segment (3,3 billion euros, a 74% increase from 2017). In the residential segment, the number of properties sold grew by 19% and national prices rose more than 10% (in Lisbon the rise was 20%). The real estate market was very active in all the real estate segments and supply doesn’t keep up with the demand. Foreigners account over 50% of domestic property sales (led by British and French). 2019 will be the year for larger construction projects which will help to supply the continuing increase in demand. New developments coming on the market will increase substantially this year and growth will strengthen in the next, but still, the market is far from the building levels that were registered a decade ago. Portfolios of real estate assets and bad loans held by banks also will affect the market with increasing interest in alternative assets (healthcare, sports, specialised residences etc.). Continue reading “The real estate market in Portugal”

The Residential Property Market in Lithuania – An overview

General Economic Outlook for Lithuania

The year 2018 was quite successful for the Lithuanian economy – gross domestic product (GDP) increased by 3,5%. Although export growth slowed down, domestic demand grew faster, with both household consumption and investments picking up.

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Real Estate Crowdfunding has become a popular investment choice. Here’s why.

The crowdfunding model is becoming an increasingly popular way for individuals to invest in large projects, especially in the real estate field, earning them returns that far outstrip those offered by more traditional investment classes. This is called real estate crowdfunding.

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