Understanding stage loans and cumulative loan to value (LTV) ratios

One of the most frequent questions we get asked by investors is how EstateGuru approaches stage loans and what influence this has on the loan to value ratio (LTV) of a project.

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Understanding debt ranking and loan security.

EstateGuru loans are backed with real estate and in general with 1st rank mortgage. When you make the decision to invest in debt or loans, it is vital to understand the risks and be aware of how the security issued against your investment will function should something go wrong.

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How EstateGuru manages loan defaults – the people, the background & case studies

Over the past few years, the world of investing has expanded more than ever before and investors can now utilize different portals, marketplaces, and intermediaries to gain access to new asset classes. Building a portfolio of real estate or other investments requires serious analysis and an assessment of your own risk appetite, and using different intermediaries to set up those investments takes a large amount of control away from the investor. This aspect becomes most critical when things do not go as planned, particularly when the borrower defaults.

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Overview of EstateGuru organisational structure

Over the years EstateGuru has grown into a mature and large organisation with more than 40 employees at the time of writing this blog post. This pool of talented and experienced people (see our team here) are working hard to bring the best investment opportunities to the platform. In this post, I would like to shed some light on how we operate on a daily basis.

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The Secondary Market – A User’s Guide

EstateGuru’s Secondary Market offers our investors a new option to improve liquidity and earn profits on investments over a shorter period than 12 months.

In short, it allows investors to sell their existing claims to other investors before they reach full maturity.

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