New Feature – Recent Updates

EstateGuru is happy to announce the launch of the new “Recent updates” section which will be used to publish information regarding loans and respective payments!

The update section can currently be found under each investment opportunity and will be available only when an update has been published. In the future, all relevant updates will be presented through a notification. 

16.05.2017: Currently, updates have been published regarding Tolli 7 bridge loan, Kiviloo Manor bridge loan and Toome avenue development loan

New Feature – Shared Accounts

EstateGuru is all about making investing more convenient and transparent for the investors. Thereby, complying to the investors’ wishes we have implemented a new „Shared account“ feature which allows investors to unite their EstateGuru accounts to others for a variety of purposes.

Many investors have expressed the wish to provide access to their accounts for third parties who would be able to either see their investments’ performance or download the reports. Therefore, EstateGuru created the „shared account“ functionality which enables the investors to do just that! For an example, the investors may now allow access to their bookkeepers who can easily reach the necessary financial data.

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What happens when a borrower defaults?

It doesn’t happen often, but at times there are few circumstances when P2P loans default. Here’s an explanation of what happens.

Sadly not all business plans work out, it’s a factor of life. Here at EstateGuru, as of today we have managed to keep the default rate at a steady level of 0%. This is because EstateGuru prides itself on two areas of focus:

  1. Thorough due diligence of each investment opportunity
  2. High transparency when guiding investors with P2P lending opportunities

This rigorous examination of business plans, security and viability combined with our investor guidance principles not only provides historically greater returns; but more importantly minimises losses to P2P lenders if they occur.

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EstateGuru Launches in Lithuania

Now you can invest in the best opportunities in Lithuania!

EstateGuru is constantly growing, not only do we have over 6,200 investors from 39 countries. We are now opening another portfolio in Lithuania in addition to our present options in Estonia and Latvia.

EstateGuru has a growing community of Lithuanian investors who now have the opportunity to invest into loans closer to them. The burgeoning Lithuanian real estate market is stable and mature – with P2P lending a popular option for both investors and borrowers. With businesses already familiar with the concept of P2P lending and have been utilising this option for some time, this represents a ripe opportunity for EstateGuru to join. Continue Reading

Debt vs Equity Investments – Which is Better?

While debt and equity investments can both potentially deliver good returns, there are differences that may make one more appealing to you than the other.

Most investments can be categorised as either debt investments or equity investments. In an equity investment, you buy an asset and your profit is related to the performance of that asset.

In a debt investment, you loan money to a person, a business, or a government institution. With a debt investment, your profit is not directly related to the performance of the borrower. Continue Reading